Savings & Certificates Dividend Rates

Grow your money with competitive rates on Savings Accounts, Money Markets, and Certificates.

Savings Rates

Effective Date: November 19, 2024
Account Type Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield1
Share Savings$150.00 0.10% 0.10%
Christmas Club$5.00 0.10% 0.10%
IRA Savings$100.00 0.20% 0.20%

Money Market Rates

Effective Date: November 19, 2024
From To Dividend Rate Annual Percentage Yield1
$1,000.00 $9,999.990.05%0.05%
$10,000.00$24,999.990.10%0.10%
$25,000.00$49,999.990.15%0.15%
$50,000.00 $99,999.990.65%0.65%
$100,000.00$249,999.991.00%1.00%
$250,000.00$499,999.991.24%1.25%
$500,000.00$999,999.991.49%1.50%
$1,000,000.00$2,999,999.993.20%3.25%
$3,000,000.00or more3.93%4.00%

Premium Checking Rates

Effective Date: November 19, 2024
From To Dividend Rate Annual Percentage Yield1
$2,500.00$9,999.99 0.05% 0.05%
$10,000.00or more0.10%0.10%

Premier Business Checking Rates

Effective Date: November 19, 2024
From To Dividend Rate Annual Percentage Yield1
$250.00 $24,999.990.05%0.05%
$25,000.00 $49,999.990.15%0.15%
$50,000.00$99,999.990.65%0.65%
$100,000.00$249,999.991.00%1.00%
$250,000.00 $499,999.991.24%1.25%
$500,000.00$999,999.991.49%1.50%
$1,000,000.00$2,999,999.993.20%3.25%
$3,000,000.00or more3.93%4.00%

Regular Share and IRA Certificates
($500 Minimum Balance)

Effective Date: November 19, 2024
Term Dividend Rate Annual Percentage Yield1
3 Months1.49%1.50%
6 Months1.83%1.85%
12 Months2.23%2.25%
18 Months2.28%2.30%
24 Months2.47%2.50%
36 Months2.72%2.75%
36 Months Step-Up2.62%2.65%
60 Months3.93%4.00%

Jumbo Share and IRA Certificates
($50,000 Minimum Balance)

Effective Date: November 19, 2024
Term Dividend Rate Annual Percentage Yield1
3 Months1.59%1.60%
6 Months1.93%1.95%
12 Months2.33%2.36%
18 Months2.38%2.41%
24 Months2.57%2.60%
36 Months2.82%2.86%
36 Months Step-Up2.72%2.75%
60 Months4.03%4.11%

Premium Share Certificate2
($500 Minimum Balance)

Effective Date: November 19, 2024
Term Dividend Rate Annual Percentage Yield1
60 Month Premium ($500.00 Minimum Balance)4.03%4.10%

MY Savings Account Rates (18-25 years)

Effective Date: November 19, 2024
From To Dividend Rate Annual Percentage Yield1
$0.01$1,000.001.10%1.11%
$1,000.01and up0.10%0.10%

Teen Savings Rate (13-17 years)

Effective Date: November 19, 2024
Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield1
$5.000.10%0.10%

Kids Savings Rate (12 and younger)

Effective Date: November 19, 2024
Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield1
$5.000.10%0.10%

Calculators