Auto Loan Rates

Find the right loan for your vehicle, whether a car, truck, or SUV.

New

Effective Date: November 11, 2024
New1 Auto Loan Term APR As Low As
0 - 63 Months (As low as)6.49%
64 - 75 Months (As low as)6.49%
76 - 84 Months (As low as)7.24%

Used

Effective Date: November 11, 2024
Used Auto Loan Term APR As Low As
0 - 63 Months (As low as)6.99%
64 - 75 Months (As low as)6.99%
76 - 84 Months (As low as)7.74%

Auto Loan Features: 

  • No payments for 90 days.2
  • Rate discounts available for Simple Checking or Premium Checking account holders. Don't have one? Open one today!
  • Great low rates, every day.
  • Flexible payment options.
  • No early payoff penalty.
  • Quick approval process.

And with our pre-qualification program, you can apply before you shop! Come experience the many benefits of auto loans through South Carolina Federal. Serving members throughout South Carolina, including Charleston, Columbia, Florence, Georgetown, Greenville, Myrtle Beach, and Spartanburg.

Calculators

1
New cars must be without prior title, current or previous year with less than 10,000 miles.
2
Applies to new loans and external refinances. Existing South Carolina Federal loans are excluded. Certain restrictions apply.
Terms and conditions subject to change without notice.
Subject to credit approval.