As close as you can get to effortless money management.
At South Carolina Federal Credit Union, our primary goal is to simplify your life. This checking account is a perfect example. It is easy to avoid monthly fees and even easier to manage your money with the help of a debit card, Online Banking, and more.
- Instant issue debit card.
- Access to nationwide network of ATMs.
- 0.25% APR reduction on vehicle loan rates.*
- 24/7 Online Banking, Mobile Banking5, and Bill Pay.
- Zelle, My Credit Score and remote deposit.
- Free, unlimited financial center and contact center access.
Avoiding Fees
If you are age 25 or under, Simple Checking has no monthly charge. For others, monthly fees are waived if you meet one of the following criteria each month:
- Average daily balance of $1,0001 in your Simple Checking account.
- Monthly direct deposit of at least a single amount of $2502 or more, and 10 signature-based debit card transactions.
- Month-end loan balance3 of $10,000 or more.
- Monthly direct deposit of at least a single amount of $2502 or more and an open South Carolina Federal Credit Union Mastercard Credit Card,4
- You have a South Carolina Federal Credit Union first mortgage.
To view Checking account options and learn more, click here.
To view Savings account options and learn more, click here.
Required documents:
- A valid driver's license or government-issued photo ID
- U.S. Social Security Number
- Credit/debit card to fund the account
- Make an Appointment and What to Bring Information
The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts.
- You can locate your account number by clicking on the eye icon within Online or Mobile Banking.1
- If you have checks for your account, your account number is the second string of characters printed on the bottom of your checks:
- You can also view your account number on your membership card that you received when you opened your account.
South Carolina Federal's routing (MICR) number is 253278401. Your account number is the second string of characters at the bottom left of your check. You can also locate your account number by clicking on the eye icon within Online or Mobile Banking.
If this is not your first time ordering checks, follow these steps:
- Log into Online Banking.1
- Click on one of your accounts.
- Click on "More Actions."
- Click on "Order Checks."
- Click "Continue."
- Follow the remaining steps.
Here are some tools to help you stay on top of your finances and avoid overdrafts:
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Budget: Check out our budgeting tips to help you make better financial decisions.
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Enroll in Direct Deposit: Direct Deposit lets you receive your paychecks faster and helps ensure you have the money you need, when you need it.
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Enroll in Online Banking1: Check your balances and account history, schedule transfers, receive mobile account alerts and deposit checks through Remote Deposit; all through the convenience of Online Banking.
