Recreational Vehicle Loans

Motorcycles. Motorhomes. Travel trailers. Campers of all kinds. Time to finance some fun.
Competitive rates
Affordable recreational vehicle loan options leave more money for your exciting new journeys.
Special discounts
Get a lower rate with automatic payment deduction from a Simple Checking or Premium Checking account.
Prequalify quickly
Call us at (800) 845-0432 to find out exactly how much money you can borrow for your loan.
Early payoffs
You can pay off your RV loan as early as you would like, without any penalty.
South Carolina's highways, backroads, trails, and campsites await you. Find an affordable loan for all types of recreational vehicles through South Carolina Federal Credit Union. With our simple application process and local decision-making, you will spend less time handling paperwork and more time out doing what you love.
Various Options
Purchase a new or used recreational vehicle or refinance your existing RV loan from another institution. You can choose from different loans with different terms.
Insure Your Ride
Make sure you have the right RV insurance for your next road trip. Our wholly owned subsidiary, South Carolina Federal Insurance Solutions**, offers competitive quotes from dozens of top-rated carriers.

New

Effective Date: October 1, 2024
Previous Year or Newer1 APR
0 - 60 months As low as 8.49%
61 - 144 monthsAs low as 9.25%
145 - 180 monthsAs low as 10.25%

Used

Effective Date: October 1, 2024
Older than Previous Year1 APR
0 - 60 months As low as 8.99%
61 - 144 months As low as 9.75%
145 - 180 months As low as 10.75%
Thank you for your loan inquiry with South Carolina Federal Credit Union.
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      The great outdoors
      is calling.
      Frequently asked questions
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      For all loan requests you will be asked to provide personal information:

      • Name of each applicant
      • Physical address (P.O. Box does not apply)
      • Length of time at address
      • Phone number
      • E-mail address
      • Social Security number
      • Date of birth
      • Income information
      • Name of current employer
      • Employer's address and phone number
      • Length of employment
      • Salary
      • Position held
      • Other applicable income (for example, retirement and/or pension)
      • Current mortgage or rent obligations
      • Name and phone number of nearest relative not living with you
      • Loan application purpose
      • Collateral information, if applicable.

      Click here for more information about the loans we offer, or visit a local financial center or contact us. 

      Click here to learn more about auto insurance available through our wholly-owned subsidiary, South Carolina Federal Insurance Solutions.
       

      Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking or statements.

      Making a day on the water even more enjoyable.
      Competitive rates and available discounts help you stay afloat with a secure boat loan.