Employee Benefits | Credit Union Membership

Your employer is offering you a fantastic deal. Make sure you take it!

Enjoy credit union membership

You can join today because your employer is a Bank at Work company.

Great benefits

Improve your financial well-being with our valuable products and services.

Community involvement

Join a credit union invested in our South Carolina communities.

Bank at Work Benefits

$100 sign-on incentive¹ when you open a South Carolina Federal Checking account through Bank at Work, schedule a monthly recurring direct deposit, and enroll in eStatements.
Discounted vehicle loan rates with select checking accounts².
Competitive credit cards with rewards options³.
Mortgage credit of up to $500⁴ applied to first mortgage loan origination fees.
Complimentary home and auto insurance reviews through South Carolina Federal Insurance Solutions⁵.
Complimentary retirement plan check-ups with the experienced professionals at South Carolina Federal Investment Solutions, through CFS⁶.
Dedicated personal point of contact.
Access to our award-winning financial wellness platform, which includes valuable resources for budgeting, managing your credit score, home buying, and more.

Take advantage of these benefits.

Get Started

Certain restrictions apply. Must be eligible for applicable 1099 reporting for bonus or dividend income. Personal checking account with monthly payroll direct deposit of at least a single amount of $250 or more (deposit must be within 60 days of account opening) to the checking from the payroll source (allocations not considered) and enrollment in electronic statements required. If qualifications are met, and no exclusions apply, $100 will be deposited once verified (six to eight weeks). Member is responsible for any applicable taxes or other related expenses. Existing South Carolina Federal members are excluded from this offer. Membership qualifications apply. Savings account is required with $10 minimum deposit.

Bank at Work members are exempt from the applicable monthly checking fee for 12 months while receiving a qualifying direct deposit, as defined above. After 12 months, Bank at Work members must meet the required minimum balance and/or qualifying relationships to avoid the monthly checking account fee. Terms and conditions apply to products and services and are subject to change without notice.

Subject to loan approval. Offer applies on external refinances only. 0.50% APR reduction with Premium Checking account and 0.25% reduction with Simple Checking account. Discount only available when payment is automatically deducted from Premium or Simple Checking account.

Subject to credit approval. Terms and Conditions subject to change without notice.

Checking account that meets Bank at Work qualifications is required. Limited to purchases and refinances of a primary residence. Loans subject to credit review and approval.

Insurance services are provided by South Carolina Federal Insurance Solutions, a wholly owned subsidiary of South Carolina Federal Credit Union.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/ SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Deposits are insured by NCUA. Non-deposit investment products, such as securities and mutual funds, and insurance products are not insured by NCUA.