Reasons to refinance.
Lower monthly payments
We may be able to help you lower your interest rate to save a little extra each month.
Pay-off debt
Taking cash out from home equity can help finance home improvements or pay-off debts.
Get a better loan
Pay off your old mortgage and get a new one, with the opportunity for different terms.
See if you can save by refinancing.
Calculate how much you could reduce your monthly and total loan payments if you refinance your mortgage.
Ready to take the first step?
Give us a call and we'll help guide you at every step.
Monday - Friday: 8:00am - 6:00pm
The Refinancing Process
Get Prequalified
We might be able to help you reduce your monthly payment, find out how much home you can afford.
Learn more
Learn more
Apply Online
We offer a variety of mortgage options and can help you choose one that best fits your finances.
Submit your application online
Submit your application online
Finalize Your Loan
If your loan application is approved, our loan officers will walk you through closing.
Start Saving Money!
Once you sign your loan at closing, you could start saving the following month with a lower interest rate.
Why Choose South Carolina Federal for refinancing?
Trusted guidance
Our mortgage professionals help you every step of the way.
Home loan options
Choose a mortgage with a rate and term that fits your budget and lifestyle.
Support local
We serve Charleston, Columbia, Florence, Georgetown, Greenville, Myrtle Beach and Spartanburg.
Mortgage Refinancing Resources
