Mortgages
Home ownership with realistic payments can be a reality with these mortgage loan products.
| Fixed Rate Mortgage | Adjustable Rate Mortgage (ARM) |
| Purchase or refinance¹ | Purchase or refinance¹ |
| Primary residence or vacation home² | Primary residence or vacation home² |
| Term up to 30 years | Term up to 30 years |
| Fixed rate | Variable rate programs to meet your needs |
¹ Refinancing of existing ARMs depend on current mortgage terms and loan approval
² Property must be located in South Carolina
If you would like to contact us by phone, please call a South Carolina Federal mortgage representative at 843.569.5145 in the Charleston area, or toll free at 800.845.0432, ext. 5145. Or by email at mortgagemail@scfederal.org or 2nd_mortgagemail@scfederal.org (second fixed mortgages & HELOCs).
Helpful online tools:
- Learn about home buying and refinancing
- Loan Consultant is ready to help you find the mortgage to match your needs
- Check Rates
- Apply Online












