Credit Card Terms
| APRs for Visa Platinum* | Purchases, Cash advances, Balance transfers: rate as low as 8.99% Other rates: 11.99%, 14.99% & 17.99% |
| Grace period for repayment of the balance on purchases | You have 25 days from the statement date to repay your balance before finance charges will be imposed. |
| Method of computing interest on the balance of puchases and cash advance | Average daily balance including new purchases and cash advances. |
| Late Fee | $30.00 |
| Over Limit Fee | $30.00 |
| Dishonored check fee | $35.00 |
* The APR applicable to your account is determined by your credit worthiness. The method used to determine your rate is on file at the credit union. Balance transfer may not be used to repay exisiting South Carolina Federal Credit Union loan products.
This information is accurate as of the date of viewing and is subject to change after that date. Please contact the credit union at 800.845.0432, or write to use at South Carolina Federal Credit Union Credit Card Department, PO Box 190012, Charleston, SC 29419-0012, for any changes to this information.












