Life Simplified Services
It's a hectic, fast-paced world. That's why we make it as easy as possible for our members to take care of their financial transactions and other banking needs when it's most convenient for them. We don't want you to lose sleep worrying about how you're going to get it all done. Our services let you simplify your life. You can automate regular transactions, access your accounts online, withdraw money at an ATM, and more any time, day or night.
South Carolina Federal Credit Union doesn't just say we're convenient; we have the extra services that prove the point.
iTeller Mobile
Need to make a quick transfer from your savings to cover a debit purchase? Need to quickly find a fee-free ATM while you were out and about? Simply perform those steps and more with your mobile phone. That’s Life Simplified !
Automated Teller Machines (ATMs)
Access your money across the planet. Now that's convenience. Access your cash with your South Carolina Federal ATM card or MasterMoney Checking Card.
- Use your ATM card or your MasterMoney® Checking Card at any ATM displaying Cirrus® or STAR® Network logos. You will also have access to over 28,000 surcharge-free ATMs nationwide through the CO-OP network. Just look for an ATM displaying the CO-OP logo.
- Transactions are completely free at South Carolina Federal ATMs. There is a minimal charge when using an ATM from another financial institution.
- Some locations offer cash only, but our full-service ATMs offer more than just quick cash, allowing deposits, transfers, and inquiries!
- ATM Access 24 hours a day, even on holidays.
South Carolina Federal ATM locations
iTeller NEW Features!
Access your account information (including credit cards), make transactions, see which checks have cleared (view images), order checks-all with the click of a mouse. iTeller saves you time, and it's free! You can even download transaction information into money management software.
CURewardsTM
CURewards points are earned each time you use your South Carolina Federal MasterMoney® Checking Card or Visa® Platinum credit card. Points may be redeemed at CURewards.com for travel, merchandise, select merchant gift cards and more. You'll earn one point for every dollar you spend with your Visa Platinum card and one point for every three dollars you spend on signature-based transactions using your MasterMoney Checking Card. Log on to CURewards.com today to check your point balance and redeem them today!
Mortgage Account Access
Access your mortgage account information online. You can enjoy the convenience of looking at your mortgage account information online, and it's free.
Payment Manager
Now you can enjoy the freedom of paying your bills online through iTeller at no charge with Payment Manager. Pay bills automatically — one at a time or on a recurring basis — without writing a check or mailing payments. Your payment is drafted automatically and sent to the payee when you determine. A convenient and secure way to pay bills while saving time and money!
eStatements
eStatements are free, low-stress, secure, easy-on-the-earth, electronic account statements that have the same value and look as paper statements! When you sign up for eStatements, you can access your statement through iTeller whenever it's convenient for you. An e-mail notification is sent whenever a new statement is available.
Sign up today when logging onto iTeller. Click here to sign in or register for iTeller.
Below is a list of just a few benefits of eStatements.
eStatements are:
- Earth friendly – No trees are used for paper.
- Secure – No more paper statements in the mailbox can mean less worry about identity theft.
- Convenient – Through iTeller you can access your eStatements anytime—all with just one login and password!
- Simple – No file cabinet required. View* and save your account statement(s)—as well as member newsletters—electronically, saving valuable space. Access up to 12 month’s worth of statements.
- Fast – eStatements are faster than snail mail. They are available five to seven days earlier.
- Equal in value to a paper statement – Your eStatement is an exact replica of your paper statement and you easily can print the statement if you need a hard copy.
*Adobe® Reader® is required to view eStatements. Adobe Reader is a free, widely used software that lets you open, view, search, and print PDF files.
At South Carolina Federal, we are constantly working to improve your online experience and appreciate your patience when new options require an extra step to provide improved services.Teller Talk
Teller Talk provides 24-hour free access to your accounts by phone, 365 days a year. Get account balances, transfer funds, make loan payments, and hear the last checks paid and deposits credited — all with one convenient call.
The first thing you need is a Teller Talk Personal Identification Number (PIN). Your Teller Talk PIN is not automatically the same as your ATM or MasterMoney Checking Card Pin, call a Contact Center Representative at 843.797.8300 (Charleston), or 800.845.0432, (Nationwide) or stop by one of our 24 convenient locations. We'll help you get signed up for Teller Talk and assign your PIN. Click here to see an overview.
Direct Deposit
Have your paycheck electronically deposited on payday. No more special trips, lost checks or waiting in line. Ask your employer (or government agency if you receive a benefits check) to directly deposit your checks. They will need South Carolina Federal's routing and transit number, 253278401, and your member number. Don't know your member number? Just call us!
TreasuryDirect is the first and only financial services website that lets you buy and redeem securities directly from the U.S. Department of the Treasury in paperless electronic form. You enjoy the convenience of managing your savings portfolio online as your needs and financial circumstances change - all the time knowing your money is backed by the full faith of the U.S. government.
Payroll Deduction
Pay yourself first with a simple payroll savings deduction. It's so much easier to save when you never touch the money in the first place. With our payroll deduction, you can arrange for a pre-determined amount of money to be sent to your savings account each time you get paid. It's the easy, automatic discipline way to save.
Automatic Payments
Never make a late loan payment again. When you arrange to have your South Carolina Federal loan payment made each month, you won't have to take time out of your busy schedule to remember to do it yourself on time. It gets done automatically from your checking or savings account-no matter how busy you are.
Order Checks online in iTeller!
Simply log onto iTeller and select the "Check Re-Order" option. You can view check styles in full detail and color, 24 hours a day, seven days a week. Choose the style you like best and fill out the online form. It's that easy!
Financial Education Seminars
Attend a free financial education seminar sponsored by South Carolina Federal. We invite everyone to learn more about financial topics relevant to their lives. Material is presented in a friendly and easy-to-understand format by topic experts, so you get the most from your seminar experience. Check out current seminars and sign up at our convenient financial education seminar page.
BALANCE
With so many financial obligations and options, money management may seem difficult and confusing at times. That's why we have partnered with BALANCE, a financial education and counseling service. This service can help you get on track; review and improve your credit report; get out of debt; set up a spending and savings plan that works for you; or prepare to buy a home. Call a BALANCE counselor at 888.456.2227 and let them know you are a South Carolina Federal member.
Home & Family Finance Resource Center
This informative site provides credit union members with automatically updated online personal finance information. New articles are added weekly and include topics on homes, auto, technology, money savvy, and retirement. Additional guides provide valuable information that can help you with major consumer purchases. Visit the Home & Family Finance Resource Center to learn more.
Other services offered:
- Traveler's Checks
- Cashiers Checks
- Overdraft protection available with your Savings, Money Market or a Personal Access Line (PAL) accounts.
- Drive-thru banking at almost all locations
- Scanning of your valid driver’s license (or other government issued picture identification). This will allow us to provide quick service for future visits.
- Accidental Death and Dismemberment Insurance
