Convenience
The Credit Union Difference. Do you know the differences between credit unions and banks?
The essence of South Carolina Federal Credit Union is found in its humble "do-the-right-thing" core that truly understands its own purpose. Every day we ask ourselves: How can we simplify the lives of our members? And every day our answer is the same: By providing convenient access.
We will enhance our convenience by giving you access to more services, available more often and in more places to better serve our members and attract new ones. This, as well as initiatives that anticipate members' needs, expand our capacity to simplify the lives of busy people by staying "One Step Ahead."
Life is Simplified though our convenient member capabilities:
- ATMs located throughout your area
- Branch offices located near you
- iTeller Mobile
- iTeller Online Account Access to manage all your accounts and credit cards
- Online Bill Pay to save you time
- Open and Fund your account instantly with Online Account Opening
- e-Statements
- Switch your accounts with a simple online tool
- Teller Talk (24/7 account access via touch-tone phone)
- Direct Deposit
- Payroll deduction
- Automated payments
- Overdraft protection (PAL)
- Order checks online at anytime
- Pre-Approved Loans, closed by phone and/or Internet without ever entering a branch
- Self-serve areas in branches: coin counters, Internet access to accounts, ATMs
- Financial education seminars
- BALANCE, a financial education and counseling service












